feat: 累积功能变更 — 聊天集成、租户管理、小程序更新、ETL 增强、迁移脚本

包含多个会话的累积代码变更：
- backend: AI 聊天服务、触发器调度、认证增强、WebSocket、调度器最小间隔
- admin-web: ETL 状态页、任务管理、调度配置、登录优化
- miniprogram: 看板页面、聊天集成、UI 组件、导航更新
- etl: DWS 新任务（finance_area_daily/board_cache）、连接器增强
- tenant-admin: 项目初始化
- db: 19 个迁移脚本（etl_feiqiu 11 + zqyy_app 8）
- packages/shared: 枚举和工具函数更新
- tools: 数据库工具、报表生成、健康检查
- docs: PRD/架构/部署/合约文档更新

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

.claude/settings.json

@@ -1,5 +1,39 @@
 {
   "permissions": {
+    "allow": [
+      "Bash(du -sh /c/NeoZQYY/*)",
+      "Bash(du -sh /c/NeoZQYY/.*)",
+      "Bash(wc -l /c/NeoZQYY/scripts/ops/*.py)",
+      "Read(//c/Users/Administrator/.kiro//**)",
+      "Bash(ls -lS /c/NeoZQYY/tmp/*.md)",
+      "Bash(xargs -I {} basename {})",
+      "Bash(sed 's/_[a-z].*//')",
+      "Bash(ls tests/*.py)",
+      "Bash(sed 's/test_//')",
+      "Bash(ls test_property_*.py)",
+      "Bash(ls test_p*.py)",
+      "Bash(ls test_rns*.py)",
+      "Bash(ls test_tenant_*.py)",
+      "Bash(ls test_trace_*.py)",
+      "Bash(mv .kiro/steering _DEL/.kiro/steering)",
+      "Bash(mv .kiroignore _DEL/.kiroignore)",
+      "Bash(mv .specstory _DEL/.specstory)",
+      "Bash(mv .cursorindexingignore _DEL/.cursorindexingignore)",
+      "Bash(mv AI_CHANGELOG.md _DEL/AI_CHANGELOG.md)",
+      "Bash(mv _tmp_replace2.py _DEL/)",
+      "Bash(mv backend_test_results.txt _DEL/)",
+      "Bash(mv test_results.txt _DEL/)",
+      "Bash(mv dev-trace-coverage-working.png _DEL/)",
+      "Bash(mv dev-trace-page.png _DEL/)",
+      "Bash(mv export/pytest_result.txt _DEL/export/)",
+      "Bash(mv export/test_auth_results.txt _DEL/export/)",
+      "Bash(mv export/p13_test_result.txt _DEL/export/)",
+      "Bash(mv export/p13_result.txt _DEL/export/)",
+      "Bash(cp -r tmp _DEL/tmp_backup)",
+      "Bash(rm -rf tmp/*)",
+      "Bash(touch tmp/.gitkeep)",
+      "Bash(ls -la c:/NeoZQYY/docs/audit/session_logs/_session_index*.json)"
+    ],
     "additionalDirectories": [
       "C:\\Users\\Administrator\\.claude",
       "c:\\NeoZQYY\\.git"