feat: 累积功能变更 — 聊天集成、租户管理、小程序更新、ETL 增强、迁移脚本

包含多个会话的累积代码变更：
- backend: AI 聊天服务、触发器调度、认证增强、WebSocket、调度器最小间隔
- admin-web: ETL 状态页、任务管理、调度配置、登录优化
- miniprogram: 看板页面、聊天集成、UI 组件、导航更新
- etl: DWS 新任务（finance_area_daily/board_cache）、连接器增强
- tenant-admin: 项目初始化
- db: 19 个迁移脚本（etl_feiqiu 11 + zqyy_app 8）
- packages/shared: 枚举和工具函数更新
- tools: 数据库工具、报表生成、健康检查
- docs: PRD/架构/部署/合约文档更新

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

.mcp.json

@@ -40,6 +40,28 @@
         "WECHAT_DEVTOOLS_PROJECT": "C:\\NeoZQYY\\apps\\miniprogram"
       },
       "disabled": true
+    },
+    "playwright": {
+      "command": "npx",
+      "args": ["@playwright/mcp@latest"],
+      "disabled": true
+    },
+    "openapi": {
+      "command": "uv",
+      "args": [
+        "tool", "run",
+        "--from", "awslabs.openapi-mcp-server@latest",
+        "--with", "fastmcp>=2.14.0,<3.0.0",
+        "awslabs.openapi-mcp-server.exe",
+        "--api-name", "miniapp-backend",
+        "--api-url", "http://127.0.0.1:8000",
+        "--spec-path", "C:\\NeoZQYY\\docs\\contracts\\openapi\\backend-api.json",
+        "--log-level", "ERROR"
+      ],
+      "env": {
+        "PYTHONUTF8": "1"
+      },
+      "disabled": true
     }
   }
 }